As per request

Pictures of my current layout:

For some reason I find playing with model trains more relaxing than most video games – I suspect it’s because there’s not much sense of ‘winning’ and ‘losing’ – it’s relaxing in the same way simcity is relaxing – and yet very challenging at the moment because I’ve got all these used cars from ebay all of which have something wrong with them and I’m learning to do micro-surgery on them

In the meantime, I’m hoping to get back to working on my car this week – the mk3eb project has been stalled for more than a month, and that’s just not good. Also I’m hoping to do more music.. I’m going to try to scale back some on work-work – not back to 80 hours, but my new attempt is going to be to limit myself to 100 hours a pay period. As near as I can figure, that will still let me pay off all my debts before December (if nothing goes wrong) and all my credit card debts by the end of July. (Again, if nothing goes wrong).

One of the things I’m looking forward to is unless something goes really wrong, my next paycheck will pay off my 31% card, leaving me with no obscenely high interest rate debts.

I’ve decided for fun to try and pay off one credit card per pay period. I won’t go into why this is difficult, but I will say that it requires enough strategy that it took me a fairly complicated spreadsheet to figure out how to do it. However, if my theories are correct, I should be able to pay off one card per pay period until they’re all paid off.. at which point I will feel $20,000 lighter. I actually think my credit cards are a major source of worry and depression for me – the fear of what awful things could happen if I lose my job..

I’d really like to have a year of operating expenses in the bank – theoretically, not that I usually like to look this far ahead – but theoretically, by the end of 2008, I will.

2 Responses to “As per request”

  1. eaglesoars Says:

    I’m impressed.

  2. panzer73 Says:

    Holy wowsers! That is most impressive. Totally totally cool.

    Good luck with paying down the debt. I can relate to the feelings of stress it can bring about.

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